Mortgage for Spain: variable rate based on Euribor

12 Nov 2021. Are you planning to buy a property in Spain? In a current location? – close to the coast or in a city. Are you looking for financing with the lowest charges? Fynis International Mortgages mediates in Spanish mortgages for the purchase of a second home in Spain for holiday or investment. With one of the mortgages that we can offer, you can borrow at an interest of 0.9% based on current rates. The interest is always fixed for six months. If you borrow an amount less than EUR 300,000, we can offer you a rate of 1.25%.

You do not need to take out term life insurance. You can simply have the monthly payments of your mortgage collected from your Dutch bank account.

You can pay off a quarter of the residual debt every year without penalty. Do you want to make more repayments? That is always possible: the costs for this are equal to 0.15% of the extra repaid amount during the first year. From the second year you can redeem as much as you prefer without paying any penalty at all.

In this case, the bank we partner with is a combination of Santander and BNP Paribas, and it provides exceptional service. It is possible to obtain a final agreement only subject to a signed purchase agreement.

The variable rate consists of two parts: a 12-month Euribor and a surcharge. The surcharge is fixed for the entire term of the mortgage. You can follow the development of the Euribor interest rate in the newspapers.

Financing is possible up to 70% of the purchase price with a maximum mortgage amount of EUR 2,000,000. Fynis International Mortgages is your English and Dutch-speaking point of contact. The bank’s contact person speaks English. Usually, the documents do not need to be translated.

Are you interested in this variant? Request a  mortgage calculation or offer on our website. If we can offer you this proposal, you will always receive a statement. Our response is within two working days.

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