Interest-only

Borrow completely repayment-free for France for 7 to 14 years

Now also available through Fynis International Mortgages: a French, fully interest-only mortgage for your home in France with a financing of up to 75% of the purchase price including brokerage fees. The bank asks you to prove possession of a certain capital. It is not mandatory to take out a life insurance policy. For a purchase price from EUR 265,000.

Mortgage for France

  • Fully interest-only mortgage
  • Financing up to 75% purchase price including brokerage fees
  • Fixed or variable interest rate with interest rate ceiling
  • Duration up to 14 years, maximum up to age 80
  • Unlimited repayment possible
  • Repayment without penalty with variable interest
  • Financing refurbishment
  • Rental possible
  • Death risk insurance: your choice

For whom?

No minimum income is required for this mortgage. You must, however, be able to prove possession of a certain capital. Your income must be high enough to be able to bear your total financial costs.

  • Dutch people living and working in the Netherlands
  • Dutch people living abroad, working for a multinational with headquarters in a stable country
  • Entrepreneurs: sole trader or DGA (3 year profit / salary)
  • Retired
  • For the purchase of a second home from EUR 265,000 (for the first home, see this page)
  • When applying for the mortgage, your age is a maximum of 72
  • You have sufficient own resources – 25% of the purchase price and approximately 8% non-financing costs (including notary’s fees) plus some leeway in connection with calamities; saved / built up by yourself.

Service

  • Guidance entirely from the Netherlands – Dutch speaking
  • Mortgage arranged within 2 months
  • Guidance from the moment agreement on the purchase price
  • Go in a targeted search for a home: receive a mortgage calculation in advance
  • Documents in English
  • Arrange French bank account
  • Arranging emigration-proof life insurance

Quote

Request your quote here: within one business day in your mailbox, or, if you are still in the exploratory phase: a mortgage calculation; within two days you know what your options are, request it now.

Fynis International Mortgages offers international buyers a customised mortgage service for French properties: a holiday home or rental investment.

Mortgage Offer for France

A beautiful house in France has caught your eye? You want to buy it from abroad? Then request a quote for a mortgage here: within one working day in your email inbox.

Mortgage Offer for France >

Mortgage Calculation

Intending to buy a house in France for your holidays or as investment? Ask your mortgage calculation without any obligation here: within one working day you will know what your options are for buying a house in France.

Mortgage Calculation >