Startup interest only

Pay only interest – mortgage for France for 5 or 7 years

French Mortgage

  • First 5 or 7 years of interest-only borrowing, then repay
  • Financing up to 75% purchase price including brokerage fees
  • Mortgage: repaid on end date
  • Fixed or variable interest rate with interest rate ceiling
  • Duration up to 20 years, maximum up to age 80
  • Unlimited repayment possible
  • Repayment without penalty with variable interest
  • Financing refurbishment
  • Rental possible
  • Death risk insurance: not mandatory

Now also available through Fynis International Mortgages: a temporary interest-only French mortgage for your second home in France. Pay only mortgage interest during the first 5 or 7 years and then pay off based on annuities. Financing up to 75% of the purchase price including brokerage fees. It is not mandatory to take out a life insurance policy. Purchase price from EUR 120,000.

For whom?

No minimum income or capital is required for this mortgage. Your income must be high enough to be able to bear your total financial costs.

  • Dutch people living and working in the Netherlands
  • Dutch people living abroad, working for a multinational with headquarters in a stable country; or working independently as a specialist
  • Entrepreneurs: sole trader or DGA (3 year profit / salary)
  • Retired
  • For the purchase of a second home from EUR 120,000
  • Your maximum age when applying for the mortgage is 72
  • You have sufficient own resources – 25% of the purchase price and approximately 8% non-financing costs (including notary’s fees) plus some leeway in connection with calamities; saved / built up by yourself.


  • Guidance entirely from the Netherlands – Dutch speaking
  • Mortgage arranged within 2 months
  • Guidance from the moment agreement on the purchase price
  • Go in a targeted search for a home: receive a mortgage calculation in advance
  • Documents in English
  • Arrange French bank account
  • Arranging emigration-proof life insurance


Request your quote here: within one business day in your mailbox, or, if you are still in the exploratory phase: a mortgage calculation; within two days you know what your options are, request it now.

Fynis International Mortgages offers international buyers a customised mortgage service for French properties: a holiday home or rental investment.

Mortgage Offer for France

A beautiful house in France has caught your eye? You want to buy it from abroad? Then request a quote for a mortgage here: within one working day in your email inbox.

Mortgage Offer for France >

Mortgage Calculation

Intending to buy a house in France for your holidays or as investment? Ask your mortgage calculation without any obligation here: within one working day you will know what your options are for buying a house in France.

Mortgage Calculation >